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Incentivize programs - including 4H, extension programs, or others - to ensure diversity of age, race, gender, ability, and sexual orientation so we begin to eradicate systems and cultures that prevent fair access to agricultural land and opportunities. The government expects you to put in the work to find and apply for these grant programs. If we will define loans, these are borrowed money that may came from a lending company and must be paid in due time with additional interest rates.